Secure, AI-Powered Fintech Software Development Services

From banking apps to AI-driven fraud detection, we help financial institutions modernize legacy systems and launch scalable products. Build with confidence using our PhD machine learning engineers and SOC 2 Type II compliant infrastructure.
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Free 30-minute consultation with fintech experts
Trusted By
Consumer_Reports
Fanduel
Simplisafe
Experian
Dorel
Cymbiotika
Suffolk-logo
Trusted By
Consumer_Reports
Fanduel
Simplisafe
Experian
Dorel
Cymbiotika
Suffolk-logo

Proven Fintech Expertise

150+
Projects Delivered
90%
Talent Retention Rate
10+
Years Building Fintech Products
SOC-2
Type II Compliant Development
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FDA 510(k) Experience
HIPAA-logo
HIPAA Compliant
HL7 FHIR-logo
HL7 FHIR Ready

AI-Powered Fintech Software Development Done Right

AI-Driven Financial Intelligence

We provide fintech solutions powered by advanced ML—enhancing risk prediction, fraud detection, and personalized wealth management.

Proven Scale & Reliability

We build high-frequency, low-latency systems that process millions of transactions and scale without downtime—whether for consumer wallets or institutional trading platforms.

Regulatory & Compliance Expertise

We handle the complexity of financial regulations—KYC/AML, PCI-DSS, GDPR, and banking standards—so your product is secure and market-ready.

SOC 2 Compliant & Secure

Our SOC 2 Type II certification ensures that your sensitive user data, transaction logs, and PII are protected by enterprise-grade security protocols throughout the development lifecycle.

Transparent Development Process

Financial projects cannot afford black boxes. With Monday.com dashboards, weekly demos, and direct access to engineers, you maintain full visibility into your burn rate, feature velocity, and architectural decisions.

Boston-Based, Globally Delivered

Headquartered in Boston with a distributed team of senior engineers. We combine US-based product strategy with top-tier engineering talent to deliver world-class software for clients across the US, Europe, and beyond.

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Fintech Solutions We've Built

Experian

Increased Page Views by 4.6x In 4 Months

Experian wanted to increase page speed and impressions on their website. NineTwoTHree used AI process's to increase page views by 4.6x , doubled organic traffic, and increased conversions which added additional revenue.

Commodities Hub

Unified Research for Financial Analysts Using AI

PRC Macro and NineTwoThree launched Commodities Hub, an AI platform delivering real-time insights from 15,000+ articles daily via finance-trained chatbot.

Dataflik

Predicting House Sales With 85% Accuracy

Dataflik helps real estate investors improve their business marketing operations. NineTwoThree built the machine learning model that predicts which houses in America will be listed for sale with 85% accuracy.

Pebble

Personalized Investing on iOS and Android with Pebble

Pebble’s trading platform allows you to customize your investments to align with your values and beliefs - designed for iOS and Android by NineTwoThree.

Stock Market Eye

Growing Subscriptions With New UI/UX

StockMarketEye portfolio tracker allows you to ditch time-consuming spreadsheets, keep your eye on all your investments, & stay on top of the markets. NineTwoThree Studio stabilized their desktop app, rebuilt their iOS and Android apps and overhauled the entire UI/UX to position this well-loved product for growth.

My Tax Butler

Tax Butler Simplifies Tax Filings

UFSTSG revolutionized the way that tax professionals can manage clients remotely. For four tax seasons we built a system that connected clients from around the world to a queue of tax professionals.

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FAQs About AI Fintech Software Development

Will we own the source code and intellectual property?
How do you handle security and data compliance?
Can you integrate with legacy banking systems or third-party APIs?
What is the typical timeline for a custom fintech MVP?
Do you have experience with Blockchain or Crypto?
Influencer Custom Apps:

FAQs About AI Fintech Software Development

Will we own the source code and intellectual property?
How do you handle security and data compliance?
Can you integrate with legacy banking systems or third-party APIs?
What is the typical timeline for a custom fintech MVP?
Do you have experience with Blockchain or Crypto?

What Fintech Companies Say About Us

William Hess
Co-CEO & Head of Research at PRC Macro

The project management team was on top of every phase of development and maintained detailed notes and weekly objectives that were always available for our team to reference. Everything was delivered on time; their experience allowed for the inclusion of refinements along the way.

The project management team was on top of every phase of development and maintained detailed notes and weekly objectives that were always available for our team to reference. Everything was delivered on time; their experience allowed for the inclusion of refinements along the way.

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Ready To Build The Next Generation of Finance?

Stop relying on off-the-shelf solutions that can't handle your specific regulatory or technical needs. Whether you need a banking app, a trading algorithm, or an insurance platform, our experts are ready to build.

  • Meet with founders Andrew Amann & Pavel Kirillov
  • Custom AI implementation roadmap
  • No sales pressure