Pebble Finance

Pebble Finance

UI/UX Design & Mobile App Development for FinTech Startup
Mobile App Development UI/UX Design
$200,000 to $999,999
July 2022 - Apr. 2023
Pebble Finance
Pebble Finance
Pebble Finance
Would Refer
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The Review From Clutch


Introduce your business and what you do there.

I’m the CEO of a fintech startup in its seed stage. I have a technical background.


What challenge were you trying to address with NineTwoThree?

We needed to develop a mobile application to showcase our services. I have a technical background and wanted a company that could work with my internal team.

We’re a consumer-oriented fintech, and our long-term goal is to be a B2B company. We needed to develop our capabilities and services directly to brokers since brokers have a long sales cycle.


What was the scope of their involvement?

NineTwoThree designed and developed native iOS and Android applications. They started the project by conducting market and users research with interviews, and their findings were the basis for the app’s design and development proposal.

NineTwoThree designed the app’s UI/UX using Figma and generated the app’s flows, user personas, and user journeys. After NineTwoThree completed the design phase, we decided to move forward with them for the app’s development. NineTwoThree worked with our engineering team and developed the iOS app using Swift and the Android app using Kotling.  

Our company’s goal is to change how users interact with markets because most people don’t think in terms of financial language. Our app takes a regular idea; for instance, if a user wants to invest in cancer research, they can enter that into the app, and an AI will do research and construct an investment portfolio. Users can select an investment option and monitor their investments through the app.

Our app allows any user to create their own exchange-traded funds in a natural and easy way. Our in-house team developed the app’s AI. We built an AI that understands financial language and constructs an optimized portfolio.

What is the team composition?

We worked with Oleksandr (Android Developer), Katerina (iOS Developer), Zoriana (Junior Project Manager), Andrew (Founder & CEO), and Pavel (CTO).

How did you come to work with NineTwoThree?

I found NineTwoThree on Clutch. I have experience working as a CTO and have worked with several contractor teams in the past. An important thing for me was working with a company whose team leaders were local in Boston so I could have close contact with them.

I talked to two other companies that work on app development in my area. I chose NineTwoThree because I could speak to Pavel in a technical depth that I didn’t find in the other companies I interviewed. We both had experience as CTOs, which helped us have technical clarity and debate different approaches.

How much have you invested with them?

We spent $250,000 with NineTwoThreee.

What is the status of this engagement?

We started working in the design phase in July 2022, and NineTwoThree started the development phase in October 2022. They’ve finished the app’s development and will provide maintenance as needed. NineTwoThree will also assist us with the app’s launch process to publish it to the app stores.


What evidence can you share that demonstrates the impact of the engagement?

NineTwoThree met my requirements, and our teams worked excellently together. We had access to NineTwoThree’s GitHub repositories early on and could see what they were working on. Our engineering teams had an excellent rapport and worked as one team.

How did NineTwoThree perform from a project management standpoint?

NineTwoThree finished the project by the expected date and stayed on budget. They used for project management, and our team had access to it, although we didn’t use it. I could check what they were working on on, but we predominantly used Slack.

We worked smoothly together, and our teams had active communication through Slack. Zoriana was amazing at keeping the project on track. She was phenomenal throughout the process and was always available to help raise questions.

What did you find most impressive about them?

I was most impressed with NineTwoThree’s team. I was looking for a team that had been working together for a long time. I’ve encountered other contractor companies whose team hasn’t worked together as much. NineTwoThree team had been working together for six years, which shows in their work and process. The designer knew what was possible to develop and what wasn’t, and this was a key ingredient for our project’s success.

On the development side, Oleksandr was super proactive and thoughtful. He was very open and vocal about working with my team effectively, which was something I hadn’t found in other design firms. Andrew and Pavel had engineering backgrounds that helped us work smoothly — we spoke the same language.

Are there any areas they could improve?

I can’t think of anything for NineTwoThree to improve. I was worried we would have a problem, but everything was perfect, and we all benefited from our relationship.

Do you have any advice for potential customers?

I recommend ensuring NineTwoThree’s team works together on an individual basis. This didn’t feel like a contract development team because we all worked great together. I also recommend establishing this culture of collaboration from the beginning of your project and keeping it throughout the engagement.

Justin Whitehead

“NineTwoThree finished the project by the expected date and stayed on budget.”

CEO, Pebble Finance

About the Project

Pebble Finance

UI/UX Design & Mobile App Development for FinTech Startup

Pebble Finance
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